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Subaru Impreza Insurance Rates

Comparing car insurance from online rate quotes is easy, plus you might just save a little. The key is to take the time to get as many rate quotes as possible in order to accurately compare the best prices.

Beginners to buying insurance may think purchasing cheap Impreza insurance is more work than they want to put in. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. One of the best ways to find the cheapest Impreza insurance cost involves getting comparison quotes online. This can be done by getting a quick quote here.

Rates are determined by these things

Auto insurance rates for a Subaru Impreza can vary widely based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating
  • Male drivers pay higher rates
  • The deductible you choose
  • Crash test rating for your Impreza
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor that can impact Impreza insurance rates is the model year. Used vehicles have a lower value in comparison to older models so repair costs tend to be lower which will push premiums down. Conversely, new Subaru models may have a trim level with safety features such as a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system which can help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance - Liability insurance provides protection from damage or injury you incur to other people or property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying higher limits if possible.

Collision coverages - This coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Impreza collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive protection - Comprehensive insurance covers damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Subaru Impreza comprehensive insurance. The maximum payout your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage provides protection from other drivers when they either have no liability insurance or not enough. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Medical expense coverage - Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be used to fill the gap from your health insurance policy or if you do not have health coverage. PIP is not universally available and may carry a deductible.

How Much are Subaru Impreza Insurance Rates?