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Subaru Impreza WRX Insurance Rates

Comparing car insurance on the web can be fast and easy and at the same time you can save money. The most important part is to compare rates from all companies so you can get all your choices.

If you've never shopped for car insurance online, it's easy to be confused by the hoards of companies offering insurance. There are several ways of comparing rates from car insurance companies in your area. The fastest way to find competitive Impreza WRX insurance quotes involves getting comparison quotes online. It is quite easy and can be accomplished by completing this short form.

Which factors influence the rate you pay?

Car insurance premiums on a Subaru Impreza WRX will vary greatly depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Your credit history
  • Your location impacts rates
  • The number of annual miles
  • Male rates may be higher
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Your occupation
  • The amount of protection requested
  • Whether you rent or own your home

An additional factor that can impact Impreza WRX insurance rates is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so the cost to replace them may result in lower rates. But newer vehicles may have safety features including automatic crash notification, anti-lock brakes, and a backup camera so those may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability car insurance

This coverage can cover damages or injuries you inflict on people or other property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as much as you can afford.

Auto collision coverage

This coverage covers damage to your Subaru resulting from a collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your Impreza WRX can be pricey, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive car insurance

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical expenses

Coverage for medical payments and/or PIP pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Subaru Impreza WRX Insurance Rates?