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Subaru SVX Insurance Rates

There are many options when insurance shopping for your Subaru vehicle. You can get prices from a local agent or get quotes online to compare insurance costs of many different car insurance companies. Buying car insurance through online rate quotes saves time, is easy to do and there is a good chance you might just save a little.

Shopping online for car insurance can be a challenge if you are a beginner to online quoting. But relax because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes from car insurance companies in your area. The easiest way to find the cheapest Subaru SVX insurance cost is to get quotes online. This can be accomplished by getting a quick quote here.

Auto insurance rates paid to insure a Subaru SVX can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Accidents raise premiums
  • Multiple policies can save money
  • How you use your vehicle
  • Young drivers cost more
  • Being married may save money
  • Extra coverages like towing and rental
  • What you do for a living
  • The amount of protection requested
  • Whether you own your home

A final factor that helps determine Subaru SVX insurance rates is the model year. Older models cost less in comparison to older models so the costs to repair may end up costing you less. But more recent Subaru vehicles may have a trim level with safety features including an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your SVX below.

Auto liability - This will cover damage that occurs to a person or their property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as high a limit as you can afford.

Collision - Collision insurance will pay to fix damage to your Subaru from colliding with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive auto coverage - This covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Subaru SVX comprehensive insurance. The most you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP coverage is only offered in select states and may carry a deductible.

How Much are Subaru SVX Insurance Rates?