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Subaru WRX Insurance Rates

Shopping for auto insurance by comparing rates online can be fast and easy, in addition you may find lower rates. The most important part is getting rates from as many companies as possible in order to accurately compare every option.

If shopping for auto insurance online is new to you, you may be confused by the hoards of online auto insurance companies and websites selling insurance. Finding a lower price on Subaru WRX insurance can be quick and easy. You just have to take a little time to compare quotes provided by online insurance companies. This is very easy and can be done by getting a quick quote here.

Criteria which help determine your insurance rates

Insurance premiums for your Subaru WRX can be significantly different depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Men typically pay more than women
  • The deductible you choose
  • NTSB crash rating for your vehicle
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. Models that are new have a higher replacement value compared to older Subaru models so the cost to replace them may end up costing you more. But more recent Subaru vehicles have more advanced features including dual-stage airbags, a rollover prevention system, and lane departure warning system that may help help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability insurance

This coverage will cover injuries or damage you cause to other's property or people by causing an accident. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision coverage

Collision coverage will pay to fix damage to your Subaru resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive insurance

Comprehensive insurance coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay. The highest amount a auto insurance company will pay at claim time is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage pay for bills like ambulance fees, surgery, and doctor visits. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Subaru WRX Insurance Rates?