Vehicles > Suzuki > Grand Vitara

Suzuki Grand Vitara Insurance Quotes

Finding cheaper car insurance from online rate quotes is easy, plus you might just save a little. The key is to take the time to get rates from as many companies as possible so you can get every company's rates.

Consumers who are new to the process of buying insurance may think purchasing cut-rate Grand Vitara insurance is more work than they want to put in. When shopping for car insurance there are multiple ways to compare rate quotes from car insurance companies in your area. The simplest method to find competitive Grand Vitara insurance cost is to perform an online rate comparison. This can be done by completing this short form.

Premiums are calculated by these things

Auto insurance rates for your Suzuki Grand Vitara can vary widely based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating
  • The size of your community
  • High miles vs. low miles
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Grand Vitara
  • What you do for a living
  • The amount of protection requested
  • Home ownership saves money

A final factor which can affect Grand Vitara insurance quotes is the model year. Models that are a few years old have a lower value in comparison to older models so the payout to repair will push premiums down. But new Suzuki models may have a trim level with safety features including tire pressure monitors, anti-lock brakes, and forward-collision avoidance which can give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance

Liability insurance provides protection from damage or injury you incur to other's property or people that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying higher limits if possible.

Coverage for collisions

This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Suzuki Grand Vitara comprehensive insurance. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Medical expense coverage

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are utilized in addition to your health insurance policy or if there is no health insurance coverage. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Suzuki Grand Vitara Insurance Rates?