Vehicles > Suzuki > Samurai

Suzuki Samurai Insurance Rates

There are many options when comparing insurance rates on your Suzuki vehicle. You can either buy through a local agent or go online to compare rates from car insurance companies. Shopping for car insurance from online rate quotes can be fast and easy and there is a good chance you might just save a little.

If shopping for car insurance online is new to you, you can be overwhelmed by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways of comparing rates and find the best price. One of the best ways to compare Samurai insurance cost consists of shopping online. This can be accomplished by comparing rates here.

Auto insurance rates paid to insure a Suzuki Samurai can vary widely depending on several factors. Some of these factors include:

  • Higher performance Samurai vehicles cost more
  • Any accidents you may have
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Extra coverages like towing and rental
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that will help determine Samurai insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the costs to repair may result in lower rates. Although newer vehicles may have a trim level with safety features included like a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system which can lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Samurai below.

Liability insurance - This coverage can cover damage that occurs to a person or their property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying higher limits if possible.

Collision coverages - Collision coverage covers damage to your Suzuki from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper Samurai insurance rates.

Comprehensive protection - This pays for damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Suzuki Samurai comprehensive insurance. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense coverage - Coverage for medical payments and/or PIP pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Suzuki Samurai Insurance Rates?