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Tesla Roadster Insurance Rates

Shopping for car insurance by quoting online is easy and there is a good chance you might just save a little. The key is to take the time to get rates from all providers in order to have every option.

Consumers not familiar with shopping for insurance may think purchasing affordable Roadster insurance is hard. When shopping for car insurance there are multiple ways to get quotes from local car insurance companies. The quickest method to compare Roadster insurance quotes consists of shopping online. This can be accomplished by comparing rates here.

Auto insurance rates paid to insure a Tesla Roadster can vary widely based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating
  • Where you reside can make a big difference
  • Annual mileage can affect rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Roadster
  • What you do for a living
  • Your coverage level
  • Whether you own your home

A final factor that will help determine Roadster insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the costs to repair will push premiums down. On the flip side, more recent Tesla vehicles may have a trim level with safety features like traction control, active head restraints, a backup camera, and an advanced theft deterrent system which can lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverages

Liability insurance will cover damage that occurs to a person or their property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying higher limits if possible.

Collision coverage

Collision coverage will pay to fix damage to your Tesla from colliding with another car or object. You will need to pay your deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. You can also bump up the deductible to get cheaper Roadster insurance rates.

Comprehensive coverages

This pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Tesla Roadster comprehensive insurance. The maximum payout you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Tesla Roadster Insurance Rates?