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Toyota 86 Insurance Rates

There are many options when attempting to insure your Toyota vehicle. You can either buy through an agent or price shop online to compare pricing from companies. Finding cheaper car insurance by quoting online is simple to do and there is a good chance you can save money.

Finding the best direct price on car insurance can be a challenge if you have never used quoting online. But relax because it's actually quite easy. There are several ways of comparing rates from car insurance companies in your area. The fastest way to find the lowest Toyota 86 insurance quotes is to perform an online rate comparison. This can be accomplished by visiting this page.

Car insurance premiums paid to insure a Toyota 86 can be significantly different subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • How many accidents you have had
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Extra coverages like towing and rental
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor which can affect Toyota 86 insurance rates is the year of the vehicle. Models that are a few years old cost less than newer models so the costs to repair can decrease annual premiums. But newer vehicles may have safety features including adaptive headlights, anti-lock brakes, traction control, and a telematics system that may help provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your 86 below.

Liability coverages

Toyota 86 liability coverage can cover damage that occurs to a person or their property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Auto collision coverage

This covers damage to your Toyota from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive coverages

This will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection when the "other guys" either are underinsured or have no liability coverage at all. Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical payments

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Toyota 86 Insurance Rates?