Vehicles > Toyota > Camry Solara

Toyota Camry Solara Insurance Rates

Comparing auto insurance through online rate quotes is simple to do, plus you can save money. The critical component is to get rates from all companies in order to have the lowest prices.

Using the web to shop for auto insurance direct can be difficult if you have never used online quoting. But don't be discouraged because it's actually quite easy. Cutting your Camry Solara insurance cost can be surprisingly simple. Drivers just need to take a couple of minutes getting comparison quotes online with multiple companies. This can be done by comparing rates here.

Rates are determined by these factors

Car insurance premiums on a Toyota Camry Solara can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your Camry Solara
  • Your claim history
  • Having current coverage saves
  • Home ownership saves money

An additional factor that can impact Camry Solara insurance rates is the year of the vehicle. Newer models have a higher value than older models so the payout to repair may result in higher rates. On the flip side, newer models may have safety features like an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags which may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability - Camry Solara liability coverage protects you from damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision - This coverage pays for damage to your Toyota resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Camry Solara can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to get cheaper Camry Solara insurance rates.

Comprehensive auto coverage - This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The most your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments and PIP coverage - Med pay and PIP coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance program or if you lack health insurance entirely. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Toyota Camry Solara Insurance Rates?