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Toyota Prius V Insurance Rates

Drivers have lots of options when insurance shopping for your Toyota vehicle. You can buy from an insurance agent or price shop online to check prices from a lot of auto insurance companies. Comparing auto insurance through online companies is simple to do, plus you may find lower rates.

Using the web to shop for auto insurance direct can be difficult if you have never used quoting online. Don't let that stop you because we're going to show you how. Cutting your Prius v insurance cost is not a difficult process. Drivers just need to take a couple of minutes to compare quotes online with multiple companies. This can be done by completing this short form.

Rates are determined by these factors

Insurance premiums for your Toyota Prius v can be significantly different subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. New vehicles have a higher value compared to older Toyota models so the payout to repair may end up costing you more. But newer models have more advanced features including a rollover prevention system, forward-collision avoidance, and dual-stage airbags that may help give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Prius v from the list below.

Coverage for liability - Prius v liability coverage protects you from damage or injury you incur to other's property or people. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision - This coverage pays for damage to your Toyota resulting from colliding with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Insurance for medical payments - Med pay and PIP coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Toyota Prius v Insurance Rates?