Vehicles > Volkswagen > Beetle

Volkswagen Beetle Insurance Cost

Comparing auto insurance from online companies can be fast and easy and there is a good chance you can save money. The most important part is to take the time to get as many rate quotes as possible in order to accurately compare all possible prices.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of auto insurance companies offering insurance. Finding cheaper coverage prices is actually quite simple. All you need to do is take the time getting comparison quotes provided by online insurance companies. This can be done by getting a quick quote here.

Car insurance premiums for a Volkswagen Beetle can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your Beetle
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you own your home

An additional factor that can impact Beetle insurance cost is the year of the vehicle. Models that are new have a higher value than older models so the cost to replace them can inflate annual premiums. But new Volkswagen models may have safety features including forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive which can help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

This coverage provides protection from damage that occurs to other people or property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision protection

This coverage pays to fix your vehicle from damage caused by collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Beetle collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when the "other guys" either have no liability insurance or not enough. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Volkswagen Beetle Insurance Rates?