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Volkswagen GTI Insurance Cost

There are many options when finding cheaper insurance coverage on your Volkswagen vehicle. You can buy from an agent or shop online to check prices from lots of different providers. Shopping for auto insurance through online providers is easy and there is a good chance you can save money.

Consumers not familiar with shopping for insurance may think finding affordable Volkswagen GTI insurance is hard and time consuming. Finding cheaper coverage prices is surprisingly easy. All you need to do is take the time getting comparison quotes from different insurance companies. This is very easy and can be done by completing this short form.

Car insurance premiums paid to insure a Volkswagen GTI can fluctuate considerably based upon several criteria. Some of these factors include:

  • The performance level of your GTI
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Mature drivers pay less
  • Having a spouse can save money
  • Extra coverages like towing and rental
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor that will help determine Volkswagen GTI insurance cost is the year of the vehicle. New vehicles have a higher replacement value than older models so repair costs are higher which may result in higher rates. On the flip side, new Volkswagen models may have safety features like forward-collision avoidance, a telematics system, tire pressure monitors, and autonomous braking which may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your GTI below.

Liability auto insurance

Liability insurance provides protection from damage that occurs to a person or their property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision protection

Collision coverage pays to fix your vehicle from damage from colliding with another car or object. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Volkswagen GTI insurance cost.

Comprehensive (Other than Collision)

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you'll receive from a claim is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical expense insurance

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Volkswagen GTI Insurance Rates?