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Volkswagen Jetta Insurance Rates

You have lots of choices when trying to insure your Volkswagen vehicle. You can buy from an insurance agent or get quotes online to compare rates from many different companies. Shopping for auto insurance from online companies saves time, is easy to do and at the same time you may find lower rates.

Comparing auto insurance rates direct online is challenging if you are a beginner to quoting online. But relax because we're going to show you how. Finding a lower price on Jetta insurance is actually quite simple. You just have to take a little time to compare quotes online from several insurance companies. This is very easy and can be done by comparing rates here.

What factors determine car insurance premiums?

Insurance premiums paid to insure a Volkswagen Jetta can be significantly different and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • How many accidents you have had
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. Newer models have a higher replacement value compared to older Volkswagen models so the costs to repair may end up costing you more. But newer vehicles have more advanced features including lane departure warning system, dual-stage airbags, and sideview assist mirrors that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Jetta from available model years below.

Liability coverage

This can cover damages or injuries you inflict on a person or their property by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so buy as large an amount as possible.

Collision coverage

Collision coverage covers damage to your Volkswagen from colliding with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage

This pays for damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP kick in for expenses like doctor visits, EMT expenses, and X-ray expenses. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. PIP coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Volkswagen Jetta Insurance Rates?