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Volkswagen New Beetle Insurance Rates

Finding cheaper auto insurance online saves time, is easy to do, in addition you can save money. The key to finding lower rates is to get as many rate quotes as possible in order to accurately compare the lowest priced insurance.

Finding the best direct price on auto insurance can be complicated if you are a beginner to online quoting. But don't let that discourage you because it's actually quite easy. Getting better New Beetle insurance cost is not rocket science. Just take time getting comparison quotes online from several insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Criteria which help determine New Beetle insurance quotes

Car insurance premiums for a Volkswagen New Beetle can fluctuate considerably and are calculated by many factors. A few of these criteria are:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • The deductible you choose
  • NTSB crash rating for your vehicle
  • Your claim history
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

An additional factor which can affect New Beetle insurance rates is the year of the vehicle. Models that are new have a higher actual cash value than older models so the costs to repair may result in higher rates. But new Volkswagen models may have safety features including adaptive headlights, sideview assist mirrors, automatic crash notification, and pedestrian detection which may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverage - This provides protection from injuries or damage you cause to other people or property that is your fault. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so you should buy as high a limit as you can afford.

Collision coverage - This pays to fix your vehicle from damage caused by collision with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company. New Beetle collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. Drivers also have the option to raise the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and then insurance will cover the rest of the damage. The most a auto insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - This coverage provides protection when the "other guys" either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP - Medical payments and Personal Injury Protection insurance kick in for bills such as ambulance fees, surgery, and doctor visits. They can be used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP coverage is not universally available and may carry a deductible.

How Much are Volkswagen New Beetle Insurance Rates?