Vehicles > Volvo > S60 Cross Country

Volvo S60 Cross Country Insurance Quotes

There are many options when looking for the best insurance on your Volvo vehicle. You can buy from an insurance agent or get quotes online to compare insurance costs of a lot of auto insurance companies. Buying auto insurance through online companies saves time, is easy to do and there is a good chance you may find lower rates.

Shopping online for auto insurance can be a challenge if you are a beginner to online quotes. Don't let that stop you because we're going to show you how. Reducing your S60 Cross Country insurance cost is not a difficult process. All that's required is to spend a few minutes on the computer to compare quotes online from several insurance companies. This can be accomplished by getting a quick quote here.

Insurance premiums for your Volvo S60 Cross Country can vary widely and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Any accidents you may have
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married may save money
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Models that are new cost more compared to older Volvo models so the costs to repair can inflate annual premiums. Conversely, newer models have more advanced features such as a rollover prevention system, a backup camera, a telematics system, and adaptive cruise control which can help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your S60 Cross Country below.

Coverage for liability

This protects you from damage that occurs to other's property or people in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy higher limits if possible.

Collision coverage protection

Collision insurance pays for damage to your Volvo resulting from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage provides protection from other drivers when they do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Insurance for medical payments

Med pay and PIP coverage kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance policy or if you do not have health coverage. PIP coverage is not available in all states and may carry a deductible.

How Much are Volvo S60 Cross Country Insurance Rates?