Vehicles > Volvo > XC70

Volvo XC70 Insurance Quotes

Shopping for car insurance from online rate quotes is simple to do and at the same time you can save money. The critical component is getting rates from all companies in order to have every company's rates.

Comparing car insurance rates direct online is challenging if you have never used quoting online. But don't be discouraged because it's actually quite easy. There are several ways to compare quotes from local car insurance companies. The simplest method to compare Volvo XC70 insurance cost consists of shopping online. It is quite easy and can be accomplished by comparing rates here.

What influences car insurance premiums?

Car insurance premiums on a Volvo XC70 can be significantly different subject to many criteria. Taken into consideration are:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Where you reside can make a big difference
  • The number of annual miles
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your occupation
  • Your coverage level
  • Whether you rent or own your home

An additional factor that will help determine Volvo XC70 insurance quotes is the year of the vehicle. Older cars and trucks have a reduced actual cash value than newer models so the cost to replace them can decrease annual premiums. On the flip side, newer models may have safety features like tire pressure monitors, anti-lock brakes, and forward-collision avoidance that may help lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability insurance

Volvo XC70 liability coverage protects you from damages or injuries you inflict on people or other property by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Coverage for collisions

Collision coverage pays for damage to your Volvo resulting from a collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Volvo XC70 can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to get cheaper Volvo XC70 insurance quotes.

Comprehensive protection

This coverage pays for damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Protection from uninsured/underinsured drivers

This protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical expense coverage

Med pay and PIP coverage reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Volvo XC70 Insurance Rates?